Health Insurance
Health Insurance
Auburn University offers comprehensive and affordable benefits to protect your family’s physical, financial and emotional well-being.
Each year, we work with various benefit providers to assess our existing plans and their costs, to determine what, if any, changes we need to make for the following year.
Health care costs continue to increase for several reasons, including an aging population, expensive but effective medical technology, prescription cost increases, health care reform, and an increased cost in medical services. In 2022, our plan's projected costs will exceed $60 million, with Auburn covering nearly $37 million of the costs.
A premium increase is needed to ensure that we can continue to offer a plan that best serves our employees and our families. For 2022, the premium increase across both tiers is 2% ($3.41 to $11.90 per month), depending on the plan type and employee's salary level.
These benefits deductions are made on a pre-tax basis, thus lowering your taxable income.
2022 Rates - Annual Salary $40,799 or below
| Pay Frequency | Self | Employee+Spouse | Employee+Children | Family |
|---|---|---|---|---|
| Biweekly | $80.29 | $181.15 | $152.56 | $210.10 |
| Monthly | $173.96 | $392.51 | $330.54 | $455.21 |
| 18-Pay | $115.97 | $261.67 | $220.36 | $303.47 |
| Monthly Increase | $3.41 | $8.51 | $6.48 | $8.93 |
2022 Rates - Annual Salary $40,800 or above
| Pay Frequency | Self | Employee+Spouse | Employee+Children | Family |
|---|---|---|---|---|
| Biweekly | $107.06 | $241.55 | $203.41 | $280.11 |
| Monthly | $231.96 | $523.34 | $440.71 | $606.92 |
| 18-Pay | $154.64 | $348.89 | $293.81 | $404.61 |
| Monthly Increase | $4.55 | $10.26 | $8.64 | $11.90 |
IMPORTANT TO KNOW
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New Minimum Hiring Rate: Effective Jan. 1, 2022, Auburn will establish a minimum hiring rate of $14.50 per hour for for full-time and part-time A/P and University Staff employees. (A full-time employee’s annualized base salary will increase to $30,160.) An impacted full-time employee whose salary will increase on Jan. 1 may pay higher premiums in 2022 if they were previously included in Tier 1 for salaries below $27,300 because that tier has been eliminated. In 2022 there are only two premium tiers -- 1) $40,799 and below, and 2) $40,800 and above.
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New Insurance Cards: For the 2022 plan year, AU Health Plan members will receive new insurance cards from Blue Cross Blue Shield of Alabama for both health and dental coverage. These cards, which should be used effective Jan. 1, 2022, will be mailed to plan members.
- Plan Design Changes: The only plan design changes for 2022 are an increase in the annual out-of-pocket maximum, from $8,550 single/$17,100 family to $8,700/$17,400, respectively, and a 30 percent employee cost sharing for certain IV therapy services.